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What is Concrete Truck Insurance
Concrete truck insurance is vital for businesses working in construction, civil works, or site deliveries. Whether you’re an owner-driver or running a fleet of agitators, this specialised cover protects you from risks like collisions, property damage, public liability claims, and vehicle breakdowns. Concrete trucks are heavy, complex machines operating in demanding environments—having the right insurance makes a big difference.
This type of insurance isn’t just a box to tick for compliance—it’s about protecting your business from serious downtime and unexpected costs. A single accident or fault could damage not only your truck but also expensive machinery, building sites, or public property. Concrete truck insurance ensures you’ve got a safety net, so your operation can bounce back quickly when things go wrong.
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Choosing the right policy means understanding the unique risks that come with operating concrete mixers. From heavy loads and constant starts-and-stops to working around construction zones, your insurance should be tailored to your vehicle’s purpose—not just a generic truck policy.
Comprehensive concrete truck insurance can include protection for vehicle damage, public liability, downtime cover, and even cover for the concrete in the drum if something goes wrong. Some policies also include on-site incidents or damage to third-party property, giving you broader peace of mind.
At Truckie Cover, we make it easy to find a policy that works for your business. We understand how important it is to stay on the job, minimise delays, and protect your gear. With flexible options, competitive pricing, and local support, we’re here to help Aussie tradies and transport operators keep moving—no matter what gets poured into the schedule.
Why Concrete Truck Insurance Matters
- Comprehensive Financial Protection
- Liability Coverage
- Cargo Insurance
- Business Continuity
Why Choose Us For Your Concrete Truck Insurance?
Our 4 Step Process
Truck Insurance, But Simple.
Step 1:
Tell Us About Your Truck
Fill out our quick quote form with details about your hauler, including the year, make, and model, as well as the coverage you need.
Step 2:
Receive a Custom Quote
We’ll create a tailored policy that suits your worksite risks, vehicle value, and operational needs.
Step 3:
Select Your Cover Options
Choose the level of protection that’s right for you, including any add-ons like tools or downtime cover.
Step 4:
You’re Ready to Roll
We’ll get you covered quickly so you can get back to work knowing your business is protected.
Quick Quote
Frequently Asked Questions
What does concrete truck insurance cover?
It typically includes cover for vehicle damage, third-party liability, fire, theft, and public risk. Optional extras like downtime cover, environmental cleanup, or tool protection are also available.
Is this insurance different from standard truck insurance?
Yes. Concrete trucks have specialised risks, such as rollovers, spills, or on-site incidents, so standard truck insurance won’t always provide the right level of protection.
Can I add multiple trucks to one policy?
Absolutely. If you operate more than one agitator or mixer, we can bundle your vehicles under one fleet policy for convenience and cost savings
Is concrete truck insurance tax deductible in Australia?
In most cases, yes. If your truck is used for business purposes, your insurance premiums may be claimed as a tax-deductible business expense. Check with your accountant to confirm.
What if my truck breaks down on-site?
We can include downtime cover or business interruption insurance to help protect your income while your truck is off the road.