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What is Flat Bed Truck Insurance
Flatbed truck insurance is crucial for transport operators who carry wide, open, or unsecured loads. Whether you run a tilt tray, low loader, or standard flatbed, this cover helps protect your vehicle, cargo, and livelihood. From on-road accidents to third-party damage, flatbed insurance is designed to handle the unique risks associated with open-deck freight.
Flatbeds are often exposed to weather, shifting loads, and loading zone incidents—making them more vulnerable than enclosed trucks. With proper insurance, you’re covered against loss, damage, liability claims, and even downtime if something goes wrong mid-job.
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Choosing flatbed truck insurance tailored to your operation helps reduce financial risk and ensures your cargo gets where it needs to go. Whether you’re transporting machinery, construction materials, or vehicles, your policy should reflect your cargo type and travel routes.
Truckie Cover offers policies built for Aussie truckies who use flatbeds every day. We make it easy to get cover that ticks all the boxes, so you can hit the road with peace of mind.
Why Flatbed Truck Insurance Matters
- Comprehensive Financial Protection
- Liability Coverage
- Cargo Insurance
- Business Continuity
Why Choose Us For Your Flatbed Insurance?
Our 4 Step Process
Bus Insurance, But Simple.
Step 1:
Share Your Details
Tell us about your flatbed, what you carry, and your routes.
Step 2:
Get a Quote
We’ll tailor a quote based on your operation and risk profile.
Step 3:
Choose Your Inclusions
Add the extras you need—cargo cover, load gear, and more.
Step 4:
Get Covered Fast
You’re insured and ready to go, with support from the Truckie Cover team.
Quick Quote
Frequently Asked Questions
What’s covered by flatbed truck insurance?
Cover usually includes vehicle damage, third-party liability, fire, theft, and optional extras like goods in transit or load securing equipment.
Can I insure a tilt tray or low loader under this policy?
Yes. We provide cover for all flatbed types including tilt trays, drop decks, and more.
Does the policy cover damaged cargo?
You can add cargo cover or goods in transit insurance for protection against damage or loss during transport.
Can I get cover for regional or long-haul work?
Absolutely. We cover drivers Australia-wide, whether you’re local or interstate.
Are straps, tarps, and loading gear covered?
Yes, you can include cover for load restraints and on-board equipment as part of your policy.