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What is Lorry Insurance
Lorry insurance is essential for anyone operating heavy vehicles on Australian roads. Whether you’re an owner-driver or managing a fleet, this type of insurance helps protect against major risks like collisions, fire, theft, and third-party property damage. It can also cover legal liability, giving you peace of mind if your lorry causes injury or damage to others during transit.
It’s more than just ticking the legal boxes—lorry insurance is about protecting your livelihood. One unexpected incident can lead to costly downtime, expensive repairs, or even legal issues that put your entire operation on hold. With the right coverage, you can keep your wheels turning, knowing that both your vehicle and business are backed by a solid safety net.
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A good lorry insurance policy takes into account the unique risks that truckies face—whether you’re driving cross-country or working locally. From long-haul freight to heavy haulage jobs, it’s important to choose an insurer who understands the transport industry and can tailor your policy to suit your day-to-day needs.
Comprehensive lorry insurance often includes cover for physical damage, public liability, cargo, business interruption, and more. It should also offer competitive pricing, quick claims processing, and expert support when you need it most—because time off the road is money lost.
Don’t risk being caught without the right protection. Truckie Cover offers lorry insurance designed specifically for Aussie truck drivers. Get in touch today and find out how we can help keep your business covered and moving forward.
Why Lorry Insurance Matters
- Comprehensive Financial Protection
- Liability Coverage
- Cargo Insurance
- Business Continuity
Why Choose Us For Your Lorry Insurance?
Our 4 Step Process
Truck Insurance, But Simple.
Step 1:
Get in Touch
Call us or request a quote online. We’ll have a quick chat to understand your lorry and how you use it.
Step 2:
Tailor Your Cover
We’ll recommend policy options based on your needs—no cookie-cutter stuff here.
Step 3:
Get Covered
Once you’re happy, we’ll get your cover sorted fast so you can get back to business.
Step 4:
Drive with Confidence
With Truckie Cover behind you, you’re protected on the road and backed by our expert team if something goes wrong.
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Frequently Asked Questions
What does lorry insurance cover?
Lorry insurance in Australia provides protection for a wide range of risks that truck drivers and transport businesses face on the road. A standard policy can include cover for accidental damage to your lorry, third-party property damage, theft, fire, and collision-related expenses. On top of that, you can add optional extras like cargo insurance to protect the goods you’re hauling, business interruption cover to safeguard your income during downtime, and liability protection in case your lorry causes injury or damage to others. Having the right lorry insurance means your truck, your business, and your finances are all protected in the event of the unexpected.
Is lorry insurance compulsory in Australia?
Yes, every registered heavy vehicle in Australia is legally required to have Compulsory Third Party (CTP) insurance, which covers injury to others if you’re involved in an accident. However, CTP insurance doesn’t cover damage to your own lorry, your cargo, or other vehicles or property involved in the incident. That’s why comprehensive lorry insurance is highly recommended for truckies—especially if your lorry is essential to your livelihood. With a tailored truck insurance policy, you can rest easy knowing you’re meeting legal requirements and also protecting your business from financial stress.
Can I get cover if I’m an owner-driver?
Definitely. Lorry insurance for owner-drivers is one of the most popular types of cover we offer here at Truckie Cover. Whether you operate a single lorry or run a small transport business, we understand the unique risks and challenges you face as an owner-driver in the trucking industry. We’ll work with you to create a custom insurance policy that fits your lorry, your workload, and your budget. From long-haul freight to local deliveries, we’ve got cover options designed to keep you protected and on the move.
How much does lorry insurance cost?
The cost of lorry insurance in Australia can vary quite a bit depending on several key factors. These include the type and size of the lorry, its age and value, the type of cargo you carry, where and how often you drive, and your driving and claims history. Whether you’re an experienced truckie or just getting started, Truckie Cover offers competitive premiums tailored to your situation. We focus on delivering real value with no hidden costs—just straightforward, affordable truck insurance that covers what matters most to you.
Can I insure multiple lorries under one policy?
Yes, if you manage a fleet of lorries or heavy vehicles, you can absolutely bundle them under one insurance policy. Multi-vehicle lorry insurance makes it easier to keep track of your cover, streamline your paperwork, and often unlocks cost savings. At Truckie Cover, we offer flexible fleet insurance solutions for Australian transport businesses, no matter the size of your operation. You’ll get the convenience of a single renewal date, access to tailored support, and the confidence that all your vehicles are protected under one policy.