Same-Day Coverage, Your Way
What is Prime Mover Insurance
Prime mover truck insurance is essential for protecting the powerhouse of your heavy vehicle operations. Whether you’re hauling single trailers or multiple loads across Australia, this specialised cover protects your vehicle, your income, and your business. It includes protection for accidental damage, theft, third-party liability, and more—both on the road and at rest stops.
Prime movers face unique risks compared to standard trucks. They often travel long distances, haul high-value loads, and operate under tight schedules. Without the right insurance, a single incident could mean major repair costs, legal issues, and income loss. Prime mover insurance ensures you stay protected from costly downtime and unexpected setbacks.
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Having a policy tailored to your work is crucial. Whether you’re an owner-driver or manage a larger fleet, your insurance should reflect your driving routes, trailer attachments, and the type of freight you move. Comprehensive prime mover cover means fewer disruptions and more peace of mind.
Truckie Cover makes it easy to get insured. With flexible policy options, expert advice, and fast claims, we’re the go-to for Australian truckies who want their gear protected and their business covered. Let us handle the paperwork so you can stay focused on the road ahead.
Why Primer Mover Truck Insurance Matters
- Comprehensive Financial Protection
- Liability Coverage
- Cargo Insurance
- Business Continuity
Why Choose Us For Your Primer Mover Insurance?
Our 4 Step Process
Prime Mover Truck Insurance, But Simple.
Step 1:
Tell Us About Your Truck
Share your truck details, trailer use, and where you operate.
Step 2:
Get a Tailored Quote
We’ll create a policy to match your work type, risk level, and budget.
Step 3:
Choose Your Cover
Select your level of protection with optional add-ons.
Step 4:
Hit the Road, Covered
Drive with confidence—your prime mover is protected with Truckie Cover.
Quick Quote
Frequently Asked Questions
What does prime mover insurance cover?
It covers your truck against damage, theft, fire, and third-party claims. You can also add extras like downtime cover or trailer in control.
Is trailer cover included?
It can be added as an optional extra. Let us know what type of trailers you use, and we’ll build a policy that fits.
Do I need insurance if the truck is parked up or off the road?
Yes—damage, theft, or weather events can still occur while the vehicle’s not in use. Comprehensive cover protects you even when parked.
Can I get cover Australia-wide?
Absolutely. We insure prime movers operating locally, regionally, or interstate across Australia.
Is this insurance tax deductible?
Yes, most business-related vehicle insurance premiums are tax-deductible. Confirm with your accountant.