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Tow Truck Insurance

Same-Day Coverage, Your Way

What is Tow Truck Insurance

Tow truck insurance is designed for businesses involved in vehicle recovery, roadside assistance, or transporting disabled vehicles. Whether you’re operating a single tilt tray or a fleet of heavy wreckers, this type of cover addresses the risks associated with towing operations—such as on-road accidents, property damage, or damage to vehicles being towed.

The nature of towing work can expose your business to unique liabilities. Depending on the structure of your policy, cover may extend to third-party liability, damage to your truck, or loss or damage to customer vehicles in transit. Identifying the specific risks your business faces can help in selecting appropriate insurance.

Tow truck operators often work in high-pressure situations and varied environments—from busy highways to accident scenes—so it’s important to consider cover that suits these conditions. Insurance can also assist with managing business interruptions if your vehicle is taken off the road due to an insured event.

Policy options may include cover for vehicle damage, public liability, on-hook cover, and downtime. The right arrangement will depend on the size of your operation and the services you offer.

To find out what type of cover might be suitable for your business, request a free quote or contact a broker to explore your options.

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Why Tow Truck Insurance Matters

Why Choose Us For Your Tow Truck Insurance?

PUBLIC LIABILITY

A policy designed to protect you and your business if liability was to arise

TRAILER IN CONTROL

Designed to cover non owned trailers that may be in your control

CARRIERS COVER

Designed to insure the value of your load in the case of an accident

SIMPLE SETUP

Quick and transparent service so you can get the right cover at a great price

DOWNTIME COVER

Cover for your income if your truck is out of action following an insured event

24/7 CLAIMS

Lodge a claim 7 days, so you can get repairs as quick as possible

Our 4 Step Process

Truck Insurance, But Simple.

Step 1:

Tell Us About Your Tow Truck

Fill out our quick quote form with details about your tow truck, including the year, make, and model, as well as the coverage you need.

Step 2:

We Compare For You

Our team gathers quotes from multiple insurers, ensuring you get the best coverage at the best price.

Step 3:

Choose Your Policy

Select the coverage that suits you, and we’ll arrange same-day activation with flexible payment options.

Step 4:

Get Coverage Instantly

Once insured, you’ll receive your policy documents via email so you can hit the road with confidence.

 

Let's get you insured.

Quick Quote

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Frequently Asked Questions

Tow truck insurance can include a range of covers such as vehicle damage, third-party liability, and on-hook or goods in care coverage. The types of insurance suitable for your business will depend on the nature of your operations.

Cover timeframes can vary. To get started, request a free quote online or contact our team to discuss your options.

Payment options may be available to suit different cash flow needs. Speak with us to find out what arrangements can be made for your policy.

If you need to make a claim, contact us directly. We’ll provide guidance on the process and what’s required to move forward.

If you’re operating multiple tow trucks, you may be able to explore fleet cover options. Get in touch for more details or to request a tailored quote.